Pima County Community Land Trust

Who does the program help?

Families between 50% and 80% of the area’s average median household income

Household size 1 2 3 4 5 6 7 8
Household
income limits*
$19,850-
$31,750
$22,700-
$36,300
$25,550-
$40,850
$28,350-
$45,350
$30,650-
$49,000
$32,900-
$52,650
$35,200-
$56,250
$37,450-
$59,900

*Effective 3/28/16

What does the program provide?

20% mortgage reduction and 100% closing cost grant toward purchase of available housing in the land trust. Pima County Community Land Trust retains ownership of the land, which homeowners lease for $75/month (subject to change).  Upon moving out, homeowners agree to sell for the amount they borrowed plus 25% of the home’s increase in value.

What does the program require?

Buyer must

  • Live in the property as a primary residence and cannot own other property
  • Offer to purchase property at listed price (final purchase price will be adjusted to match appraisal)
  • Contribute at least $1,500 toward purchase
  • Qualify for a conventional mortgage through a participating lender
    • Be able to afford mortgage payments (debt to income ratios apply)
  • Agree to sell the property for the amount they borrowed plus 25% of the home’s increase in value
  • Complete a Pre-purchase Homebuyer Education Workshop and Pre-purchase Counseling from a HUD approved agency
  • Be a U.S. citizen or legal permanent resident

The property must

  • Be available for sale through the Pima County Community Land Trust

HUD approved agencies

These HUD approved agencies offer Pre-purchase Homebuyer Education Workshops and Pre-purchase Counseling.

CHICANOS POR LA CAUSA Phone: (520) 882-0018
E-mail: tommy.medina@cplc.org
Website: www.cplc.org
2550 E Ft Lowell Rd
Tucson, AZ 85716
English, Spanish
FAMILY HOUSING RESOURCES Phone: (520) 318-0993
E-mail: N/A
Website: http://familyhousingresources.com
1700 E Ft Lowell Rd
Ste 101
Tucson, AZ 85719
English, Spanish
MGIC Phone: (800) 424-6442
E-mail: customer_service@mgic.com
Website: https://homebuyers.mgic.com/
Online only English, Spanish
OLD PUEBLO COMMUNITY SERVICES Phone: (520) 546-0122
E-mail: terrygalligan@helptucson.org
Website: http://helptucson.org/
4501 E 5th St
Tucson, AZ 85711
English, Spanish
PIO DECIMO CENTER Phone: (520) 622-2801
E-mail: mzerler@ccs-pio.org
Website: www.ccs-soaz.org
848 S 7th Ave
Tucson, AZ 85701
ASL, English, Other, Spanish
THE PRIMAVERA FOUNDATION, INC. Phone: (520) 882-5383
E-mail: N/A
Website: www.primavera.org
151 W 40th St
Tucson, AZ 85713
English, Spanish

Where does the program funding come from?

The Pima County Community Land Trust is a 501(c)(3) tax-exempt nonprofit organization. Program funding originally provided by the U.S. Department of Housing and Urban Development.

To learn more

Visit the Pima County Community Land Trust website: http://pcclt.org/ or contact any of the above HUD approved agencies.

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