Help for homebuyers
Mayor Rothschild’s Help for Homebuyers initiative seeks to boost homeownership through assistance programs for low and middle income Tucsonans. Come to the mayor’s Homebuyer Expo to learn more.
Who can participate?
The mayor’s office is working with partners to co-host workshops for lenders, realtors, social service agencies and employers on credit repair and homebuyer assistance and education programs in Tucson. Many who could benefit from these programs don’t know they exist. Help spread the word! Contact Jaimie Galayda for more information.
Homebuyer assistance programs
Pathway to Purchase Down Payment Assistance Program
Pathway to Purchase is back! In its first iteration, over the course of seven months, Pathway to Purchase helped 1,371 individuals and families purchase homes in Tucson and South Tucson. Read more…
“Fixer-Upper” and Energy Efficient Mortgages
Does the home you want to buy or refinance need repairs or upgrades? Through these HUD programs, you can roll up to $30,000 into your mortgage to repair or upgrade your home. Read more…
Pima Tucson Homebuyer’s Solution
Down payment assistance of up to 5% of mortgage loan for low to middle income Tucsonans. Income limit up to $88,950. Read more…
Tucson IDA Mortgage Credit Certificate Program
Lower your federal income tax with an annual credit of up to $2,000 of annual mortgage interest payment for low to middle income first-time homebuyers in the city of Tucson. Read more…
City of Tucson HOME Program
Down payment assistance up to 3.5% of purchase price or $3,700, whichever is less, for low income Tucsonans. Read more…
HUD Good Neighbor Next Door Sales Program
50% discount from list price of HUD-owned homes in revitalization areas for emergency medical technicians, firefighters, law enforcement officers and pre-Kindergarten through 12th grade teachers. No income limits. Read more…
Pima County Community Land Trust
20% mortgage reduction and zero closing costs for low income Tucsonans. Can only purchase available housing in the trust; the trust retains ownership of the land. Read more…
City of Tucson Housing Choice Voucher Homeownership Program
Down payment assistance or mortgage assistance for very low income Tucsonans. Read more…
Habitat for Humanity Tucson
Down payment assistance for low income Tucsonans. Not a government program. Read more…
Credit repair
Better credit can get you a better, more affordable mortgage. Credit scores can be improved. Learn how.
Freddie Mac CreditSmart
Free online course to help homebuyers learn how to improve their credit scores to qualify for a mortgage or for better mortgage terms. Read more…
Employer participation
Employers can provide employees with information on homebuying, just as they do on retirement planning. Contact Jaimie Galayda, (520) 791-4201, to learn more.
